Tim Spence

Tim Spence is executive vice president and head of Consumer Bank, responsible for Fifth Third’s Retail, Mortgage and Consumer lending. Tim also leads the Bank’s Marketing, Payments, Strategy and Digital Solutions operations. He’s responsible for corporate strategy, innovation, brand awareness, decision analytics, corporate development and financial-technology partnerships teams, as well as the Bank’s Payments & Commerce Solutions division. Tim joined Fifth Third in 2015 as chief strategy officer. Before joining the Bank, Tim worked as a senior partner in the Financial Services practice group at Oliver Wyman, advising executives at the world’s largest financial institutions on strategy, innovation and performance improvement. He also served as that firm’s U.S. Midwest region leader. Before Oliver Wyman, Tim held a variety of management positions at two early-stage technology firms.

Tim earned bachelor’s degrees in economics and English literature from Colgate University. Tim is active in the industry, having served for several years as chairman of the American Banker’s Marketing and Innovation Symposium. He has written extensively on the evolving financial services landscape. He also serves on the executive committee of the board of directors at Cintrifuse, a public-private partnership that exists to build a sustainable tech-based economy in Greater Cincinnati.