Publications & papers

Over the past two years, the University of Michigan’s Gerald R. Ford School of Public Policy and its Center on Finance, Law & Policy, with support from the Bill and Melinda Gates Foundation, has embarked on an exploration of the Central Bank of the...

This brief is part of the Central Bank of the Future Project (“CBOTF”), a research project that seeks to identify ways that central banks across the world can improve access to financial products and services for underserved communities. CBOTF...

“Financial inclusion in India is soaring,” reads a 2019 headline from the World Economic Forum. The article is rife with promising statistics. In just seven years, the number of Indian citizens holding a bank account increased from forty to eighty...

On March 31, 2021, the University of Michigan Center on Finance, Law & Policy convened a roundtable of central bankers, policy experts, and researchers to examine the intersection of climate change and financial inclusion. Participants included a...

In June 2020, the University of Michigan Center on Finance, Law & Policy held a virtual Roundtable for the Central Bank of the Future Project. This event explored whether central banks could provide services in the following areas: real time...

This open source dataset created by the University of Michigan Center on Finance, Law & Policy. Designed to contribute to an international perspective, this original dataset identifies which central banks around the world have made financial...

This brief is part of the Central Bank of the Future Project (“CBOTF” or the “Project”), which is designed to identify ways that central banks can improve access to financial products and services for underserved communities. The Project engages...

This paper provides a summary of the Center on Finance, Law & Policy's conference held on October 2-3, 2019 at the University of Michigan called The Central Bank of the Future. The conference brought together distinguished Central Bank Governors,...

This paper is intended to distill the discussion of the June 2019 Central Bank of the Future Roundtable held at the University of Michigan’s Gerald R. Ford School of Public Policy. The goal of the Roundtable was to consider new ideas that could...

The goal of this paper is to provide an early research note, beginning to build a foundation for a series of forthcoming Central Bank of the Future (CBOTF) papers, so that readers embark on this journey with a basic understanding of the evolution of...

This paper was drafted at the inception of the Central Bank of the Future research project as a brief memo and overview of ideas. It is intended to provide background supporting the project’s intent and importance. The brief details the approach...