CBOTF 2020 Panel 3: Traditional and Evolving Functions of the Financial System: Payments as a Utility (Day 2) with Michael S. Barr, Andrea Dunlop, Tilman Ehrbeck, and Must Jimoh Nov 24, 2020 0:59:18 Central banks serve many roles within the modern financial system, but as technology advances, there is a potential for these roles to change.