Digital redlining in the fintech marketplace: Evidence from U.S. zipcodes

Financial technologies—known as “fintech”—are arising as a mechanism for expanding access to financial services amidst banks’ parallel trends of shuttering brick-and-mortar branches and shifting product and services delivery to online and mobile platforms. These trends have potential to amplify the existing racialized geography of financial services in the United States and to exacerbate consumers’ marginalization from the financial marketplace.

• FinTech
• Blue Bag Lunch Talk
• Terri Friedline
• digital redlining
• digital divide
• internet access